TERMS AND CONDITIONS

OPTIS, WebOPTIS and The Human Capital Program are registered trademarks of OCI. OPTIS and WebOPTIS 4.0 are OCI’s proprietary Internet technology platforms and The Human Capital Program is OCI’s proprietary approach to human capital risk management. No materials describing OCI’s proprietary property may be produced or distributed without the written permission of the owner of the trademarks and the license rights in the software and the copyrights in the published material.